It is possible to find good deals when looking for insurance in Northern Ireland. However some years ago this was a totally different story when it was not uncommon for cars to be stolen to be used as burning barricades during periods of unrest. Thankfully these dreadful times have now changed and those living in Northern Ireland can now get the same deals with specialist websites who offer cheaper insurance.
Along with this there are some ways to help ensure that you get cheaper insurance in Northern Ireland. For instance if you are looking for the cheapest car insurance then you could choose to take out third party only if you have an older model or a second hand model of car. This would allow a third party to claim on your policy but it would provide very little protection for your own car. You would have no option but to search and compare for the best deals for fully comprehensive insurance if this is the case.
You could offer to pay out more in the excess for the policy and this could help you to keep down the cost of the monthly premiums for your insurance. The excess is what all providers ask you to pay towards the cost of a claim if you have to make one. This money would come out of your pocket in a lump cash sum and then the provider would take over the rest of the claim. However bear in mind that should you have to claim more than once in the same year on your policy then any savings you could have made on the premiums could be a waste.
If you boost up the security of your vehicle then you could make some savings on the policy. For instance you could buy a good quality steering lock, an immobilizer or a tracking device and any of these would put off thieves. You could also park your car under lock and key in a garage and this could help you to make savings on your insurance as it would not be on the side of the road so there is less chance of it being stolen or damaged by vandals or passing vehicles. Even parking it on your driveway under a carport with security lightning could help you to make savings on your monthly premiums.
Your no claims will go a long way towards ensuring that you get access to the best insurance in Northern Ireland quotes. If you are a younger driver and have not built this up yet then you could take advanced driving lessons which could help to keep down the cost of your insurance. If you join a motoring organization or club you could also be able to make savings on your insurance. Whichever policy you consider make sure that it does include the features that you need for your vehicle. Also check what limitations there are in the policy as there will generally be some in any insurance that you take out.