More Tips on Identity Theft Prevention

Your personal information is in the hands of every person or business you deal with. you banker, accountant, attorney, financial planner, mechanic. Take a look how these poeple operate their business. Are file cabinets fire rated and locked? Are there many people coming and going? All it takes is one employee willing to break the law to turn your life into a living hell. Make sure that you have confidence in the people that you deal with. Identity theft is the fastest growing crime in the US and UK. Here are a few tips that you should start today.

-Have your personal checks delivered to your bank, not your home address. This prevents mail theft. If you’ve ever received a box of checks in the mail, its certainly not hard to figure out what is inside and a thief can spot that box a mile away.

-When you get an unsolicited phone call, do not give out your name, confirm an address, or even if someone lives at the residence in question. If a legitimate person is calling you that already has your number, then they will ask for you by name. Even if your phone number is unlisted, new phone numbers are provided to the public by any regulated phone carrier. The people that call your home from those lists have no idea who they are calling. Don’t give them any information.

-Don’t give people you don’t know your address or even tell them specifics on where you live. I hear people in friendly conversation. I hear people giving out information that is way too specific. You never know who is listening and what they already know. If the person knows your mothers maiden name, your home number, and the last four digits of your social security number, the home address might be the last key for some kind of fraud.

-You are entitled to a free credit report every year from each of the three credit reporting agencies. Take advantage or consider an identity protection plan that offers credit monitoring. Any credit inquiry made in your name is on your credit report.

-Credit card accounts that are open and not used are great targets for identity thieves. The right identification protection plan will guard against theft and the closing of these accounts will help protect you.

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