Sales agents in their attempt to make profit, resort to dubious ways of convincing an individual into purchasing an insurance policy. Individuals often forget that these sales agents don’t really represent the true information about a policy. It is individual’s responsibility to read the document carefully, before signing up one. You must understand if the policy covers what you are looking out for?

Of what use is a policy when it doesn’t provide you suitable coverage when you badly need money. Accident, sickness, unemployment or redundancies are the circumstances under which you can make a claim for disruption of income flow. But, were you told that a self employed person is not eligible for such schemes. You may be running your own enterprise and were made to believe that in case of an accident and sickness, your insurance company will pay you a portion of your income. This is not true, as no payment protection policy covers a self employed or unemployed person.

You can claim for a portion of your income if you were employed for at least six in a particular organisation and now you are made redundant. If you have been deceived by the sales agent, you are liable to file for compensation for all the insurance premiums that you have made on a monthly basis.

Reach out to an advisor to make a claim for compensation. You must appear to be a strong case for mis-sold payment protection policy, only then will this be considered by your advisor. It is important to approach a legal advisor as he will be able to guide you through out your process and procedures for making a suitable claim.