7 Reasons Why You Should Have Insurance Coverage on Your Segway Personal Mover

The Segway personal people mover has been around now for a few years and is becoming well known in urban areas and tourist towns. If you happen to own one or several for your business, they can cause injury to the rider and others like any other motorized device.

If you have are not sure what the Segway is, here are a few interesting tidbits to consider before renting one while on vacation:

  1. Some of the higher end models can go as fast as normal bicycles, which is about 12 MPH.
  2. In addition to the operator, the unit can carry about 10 pounds of groceries or other items.
  3. The device uses gyroscopes to balance and runs on an electric motor and therefore it does not have an engine. The system does not need brakes or a steering wheel, so the occupant must learn to control the device by leaning forward or backward to slow it down.
  4. If you plan to purchase one, it is recommended to go through special orientation type of classes to properly train yourself on use and care.
  5. The Segway can maneuver over various surfaces like sidewalks, tile floors and other areas that a human may need to go.
  6. The unit does not climb steps or rocky terrain and can be carried across areas that do not allow it to run.
  7. The device has been designed with specific features and functions for maximum safety and performance.

The Segway is a new type of people mover that continues to grow in popularity. For that reason, there should be consideration to adequately cover the device for liability and collision purposes. Although every effort has been made to create a machine that provides a safe and effective means of transporting an individual, the opportunity exists for accidents and potential liability issues.

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