Are you looking for ways to reduce your carbon footprint and help save mother earth? Try going green when the opportunity presents itself. Not only will you help save the planet, but chances are, you will pay less for insurance premiums also.

Insurance Companies Going Green

Some insurance companies have started to turn their attention to “green” products, rewarding savings and low priced coverage to customers willing to make environmentally friendly decisions about the way they live.

By offering special coverage to protect property like hybrid cars and energy efficient homes, more and more insurers are jumping on the bandwagon to encourage environmentally friendly behavior in the long term and money saving options now.

Why Do Insurance Companies Care?

Studies show that customers who are doing their part to save and preserve the planet use less natural resources and also tend to be healthier and drive less. Insurance companies also consider them less likely to file claims.

Since buying and using green products at home and on the road usually costs more than using standard products, the people that are willing to live a green lifestyle are more willing to spend money now to reap the benefits of a payoff in the long term.

The bottom line is that whether you are a tree hugger, or simply a conservationist, you are just the type of client insurance companies are looking for and willing to pay to keep as a client.

Do Your Part and Save

Next time you are in the market for a new vehicle or home, think green and you could save some green.

Not only will you probably get financial incentives from the government, dealer, and lender, going green will also save you money over the life of your insurance policies as well.