If you have read the first three articles in this set you will probably already have concluded you have a claim for PPI mis-selling. Read these last four tips and take advice and you will be two months away from a nice financial windfall.
With thousands of claims for PPI mis-selling being settled each month it really is worth checking out these tips and digging out your old credit card statements to see if you have a claim. As long as the loan or credit card payments for PPI are within the last six years you can make a claim for them plus accumulated interest.
The final four tips are:-
1) Have you tried to make a claim on your PPI? If so what was said. If you have been denied in any way shape or form, go back over my series of articles and if you can find any reason why you should have not been sold the policy in the first place you will be able to recover your premiums plus interest.
2) Were you told that PPI was available from a third party? I suspect that the answer to this is no! After all we know now, why would a salesman have told you that you could get a better cover elsewhere for less money. Tick the no box here and you will have a claim.
3) Did the sales person inquire as to your age or employment status at the time the policy was sold? If not you may already have been ineligible, but wouldn’t have known it. The self employed can never claim on a PPI policy.
4) Were you asked about your medical history or underlying medical conditions at the time the policy was taken out? This is the main reason why so many claims under PPI fail. Many policies exclude payment for an underlying condition, and if you were not asked about these or explained why you would not be able to claim, you will have a claim for mis-selling.