What if you are not covered by your employer for any accident or medical cover? Did you ever think of how you would eke out your living, when you face some eventuality such as accident, death and sickness? ASU cover is what you must consider if you are a sole bread winner and have family members depending on you for their living expenses. Life may become stand still when you have lost your job, met with an accident or any other eventuality. Think of how your family members are going to survive if they have you bed ridden? The only way, you can avert any financial hardship when you are bed ridden is that you apply for a payment protection cover when you are perfectly alright.

With this, you don’t have to dread about your future occurrences. Come what may, you will live with the confidence that you are prepared for any eventuality and can protect your family in any kind of situation. Insurance protection will help you stay relaxed even when you are out of employment due to accident, sickness or unemployment. But, beware of one thing, do not give in easily to peppy sales talks. When you buy a mortgage loan, it is not mandatory to apply for this payment protection cover. No insurance agent must make it sound compulsory, if he is doing it then he can be sued and you are likely to get a compensation for all the payments you have made against that policy. It is only a necessity and not compulsory. If you think, you can manage your financial obligations even with out this policy then go for it.

Despite of being bed ridden you still continue to meet all your financial obligations with this policy. Remember that to be able to get a medical cover, you must have a detailed summary of how the accident took place and the examination sheet about your injury from doctor.