After more than two thousand years of development, insurance has entered almost every aspect of our life. During this long time, a lot of interesting things have happened.

In ancient China, merchants would put their cargo on more than one ship to hedge the loss that one ship has an accident or something. This was the original idea of insurance.

In England, people can have their reputation insured. Slander sometimes causes terrible results, such as the end of one’s career, loss of large sum of money, or failure of marriage. So some well established insurance companies in England provide insurance for reputation.

In Japan, bad weather causes people much loss and damage. So people need insurance against such bad weather as typhoon, plum rains, cherry blossom and canicule.

Sweden is always known as the country with best welfare for its people. The Swedish government has issued another policy, allowing people who leave their jobs for 12 months a 85% unemployment insurance. This must be the best vacation ever around the world.

In America, there is an insurance company in a one-hundred-year tree. This company has only one office, and its staff use special elevator to get in the office. However, people who want to buy insurance in this company must climb up the tree through a rope. In this way, the insurance company tests the customers’ physical condition and their psychology. If the customer can climb up the tree successfully, it means he is healthy and he has decided to take the insurance so that he is not likely to cancel the insurance during the insurance period. It is really an interesting way to test customer and it attracts many people.