Become Certified 
Before you begin offering insurance to others, you want to make sure you are educated obtain the proper certification. In most states, this entails passing an exam that shows you have taken (and passed) a course in insurance. Some places require you to obtain a degree from a recognized university.

Business Plan 
You want to make sure you have a business plan in place. Many companies fail during their first year they are open, and many more do not make it past the five-year mark. You want to make sure you create a full business plan to see how much money you will need to start a company, and then how you plan to attract customers. You also want to consider which insurance companies you will work with to give clients the best rates possible.

Obtain Financial Support 
Almost no companies make money the first year, so being backed financially is important. You can look at saving up prior to starting a business, or you can talk to a lender about a start-up loan. If you are looking for a loan, you will want to make sure that you consider living expenses as well, because being a contractor is a full-time position.

Become Licensed 
Having your company licensed will show clients that you are a responsible and dependable business. You will need to know where your office is located so that you can see clients. You want a spot that is attractive and quiet. Your office space should be inviting and prepared for time-consuming paperwork.

Become Insured 
Even though you are selling car insurance, you will want to have your business insured for any property loss and/or lawsuits. You want to make sure that you have a team available that can help settle claims and fight claims that ask for more money.

Determine Services 
A sales clerk can offer many services insuring drivers will save the most money. This includes towing, roadside assistance, accident, liability, comprehensive, and possibly rental car insurance. You will also need to consider if you want to offer coverage for just cars, or also for homes, boats, ATVs, motorcycles, and RVs. The more services you offer, the greater the profit, but you will also want to figure in discounts.

When you are considering on opening your own insurance companies business, you will have many obstacles to overcome. You will want to make sure that you have planned everything out and know what your local laws require. Having a SBA help you with the business aspect will be very beneficial. Finally, you are ready to market your business to bring in traffic.