Boiler insurance might be another cost you need to worry about and you need to find another company to ensure you get a good deal. But when it comes to sorting out the insurance now or having to pay through the nose if anything goes wrong with your central heating system, it’s worth checking out. By picking up boiler insurance you could be saving more money in the long term by ensuring you’re covered from one of the biggest single expenses you can incur on home repair.

In the UK we spend over £70 million every year on fees for emergency calls when our boilers or central heating systems act up. The average cost is now nearly £200 for a callout, without the additional cost of extra hardware. It’s getting worse too – the more complicated boilers become the more efficient and intelligent they are, but that means that they are even more difficult and expensive to get repaired when something goes wrong.

Boiler Insurance on the other hand can cost as little as £9 a month and, on average, around £16 a month with varying levels of cover that will suit a wide variety of people. It can also provide you with piece of mind that whatever happens you’ll be able to get someone to you as quickly as possible without having to dip into your savings or borrow money to pick up the cost.

Getting boiler insurance isn’t too difficult, but don’t just rush into getting insurance from your electricity supplier. There’s a good chance whatever supplier you are on won’t be offering the best deal at that time, so jumping online and checking out companies using a comparison site is normally the order of the day. It’s important to choose a policy that will cover everything you need – you don’t want to have to worry about not being covered in certain circumstances.

Many central heating insurance policies and boiler insurance deals provide a yearly boiler service free of charge which is a great deal considering such a service can cost as much as £70 and needs to be done annually regardless to keep your boiler in good shape no matter how new it is. The cheapest insurance packages will cover just your boiler only while the most expensive will also cover all of your plumbing, drains and wiring though this sort of all cover option is quite expensive.

The amount of callouts that you can make on your insurance policy is also an important thing to consider. Some boiler insurance policies will only let you make two callouts a year, while some are unlimited. Obviously, if you live in a newer home with a recently installed boiler you’ll probably rely less on the cover – and therefore need to spend less – than those with older boilers. If your boiler is more than 10 years old, you might find any sort of boiler insurance is difficult to find, or you may have to pay extra to insure an older system.