Factors To Consider When Choosing A Discount Prescription Card

Due to the need of discount prescription cards, many organizations have come up to offer the cards. Since the organizations are different they offer cards with different features.

To enjoy your purchase you need to choose the right card. For you to make the right choice you need to consider the following factors:

Your needs

Here you need to know the name and the specific dose of each drug that you need to take. For easy reference, you should write down the medications. You should also note the prices of the drugs that you need.

Since generics are cheaper, you should go for them instead of the brand names. If you are unsure of whether there are generic versions of your medications, you should ask your doctor about it.

Information about available cards

Since cards differ depending on the issuer, you should do your research and find the best cards for you. Here you need to compare the information about the cards. Some of the information that you should look out for includes: enrollment fee, list of covered drugs, and discounted price.

To save money, you should go for cards that don’t charge an enrollment fee. You should also ensure that the drug of your interest is in the issuer’s drug list. Although, the average discount is 15-20%, you should always look for cards that offer higher discounts.

Handling fees

In addition to the above information, you should also consider the handling and shipping fees involved. This is because some issuers charge high fees that add up more than the discount that you will receive.

To be on the safe side you should do your research and find some of the reputable issuers that are willing to ship the card for you for free.

Customer service

Since the cards are computerized, it’s common to have technical hitches. Due to this it’s important that you go with an issuer with a reliable customer service. The customer service should be able to answer your questions within a short time.

Refund policy on fees

In some cases you may find that you don’t need to buy the medications; therefore, you don’t need the medication card. In such a scenario you may be required to return the card.

If you are required to pay an enrolment fee, you should ask the issuer if he has a fee refund policy. To be on the safe side you should always choose an issuer who will refund you your fees when you no longer need the card.

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