An FDCPA attorney is an experienced person who has gained specialization in a wide array of legal matters that are associated with Fair Debt Collection Practices Act (FDCPA). This particular law prevents a creditor to use abusive and unfair strategy to harass you by all possible means. For instance, a creditor cannot threat you to put you in jail or a creditor cannot threat you to launch a lawsuit on court if he is unable to offer proper legal evidence or witness. If you think that there is a violation of FDCPA act, then it is advisable that you should immediately talk to this type of attorney about the entire situation. This article will throw light on the important steps that you should follow to sue your cunning creditor for FDCPA violation.
The first step is to develop an elaborate list that includes the necessary details of your creditor. In the list, you should mention about the total number of times that you receive call from him, the exact date when you receive call from him and other details. If you get any sort of harassment letter from that person then you should also mention it in the list.
The second step is to launch complaint at the office of the Federal Trade Commission. You should not forget to keep your own copy of complaint.
Your next step is to get sworn statements from the witness. For instance, if your creditor keeps on calling your colleague for several times even after getting warning for stopping this type of activity, then you should immediately request colleague who can help you by offering a valuable statement along with relevant details. You should not forget to keep a copy of this type of statement with you.
Once you get relevant statement from your witness, the next step that you should adopt is to take a note of every aspect of violation of this type of act. You should not forget to mention the appropriate section well as the particular aspect of act that is violated by the creditor.
You should go to the court that provides meager claims as well as you should identify different aspects of FDCPA violations. Your next step is to request for this type of claim form from a court clerk.
You should then fill up the entire form as quickly as possible. Normally this type of forms varies from one region to another bur you should also require to provide name, address, nature of lawsuit and other details in the form in the best possible way.
The final step is to file this type of form in the court as quickly as possible. In this matter you can also take help of a proficient FDCPA attorney. You should not forget to get a stamped copy of the form from the court.