A death of a loved one, especially of a family member, is a sorrowful event. More so, if it is untimely, such that it is caused not by a debilitating disease but by criminals, brings depression to the entire family. Untimely deaths such as road accidents and crimes committed against lives, or even to property which resulted to untimely demise are more painful than any other, as death is sudden and comes when everybody is unprepared.

Solving various heinous crimes has become easier nowadays not just because of the modern technology used by television networks and law enforcing bodies but also due to various fields of expertise of work from law enforcement, journalism and broadcasting. Although having such kind of jobs is always associated with danger, many are dedicated and no form of threat can prevent them from doing their job.

CNN, the world’s leader in bringing news-worthy events right at your doorsteps has reported countless crimes against humanity, property and to rights from simple deaths caused by a mistaken identity of a totally unknown individual to genocides and mass atrocities that world leaders themselves created in an attempt to remain in power to journalists being butchered for releasing to the media such stories.

Being a journalist, to be able to bring the truth to the world involves being in near-death experiences and situations especially if one is into investigative journalism doing research for a controversial documentary that involves one of the most sensitive issues such as murder specifically genocide committed by powerful individuals. How can these journalists who were armed only with their camcorders and laptop computers fight high-power machine gun-toting personal bodyguards of some deranged leaders?

Law enforcers on the other hand, whose salary most of the time is not commensurate to the nature of their job dedicatedly pursue criminals to bring justice to those who were attacked that most often, their personal safety is at stake. Felonious deaths of police officers have continued to impact the society as the cases of deaths on duty have continued to rise. According to the data released just recently by the National Law Enforcement Officers Memorial Fund, eighty-seven officers across the US were killed in the first six months of 2010, compared to the 61 casualties last year.

Broadcasters or newscasters, although their role is only to relay the news are sometimes subjected to various forms of harassment such as death threats and bluffing that in some way cause emotional turmoil to them as threats are generally viewed as life-threatening. Just recently, the Globe and Mail reported that Somali Islamic extremists banned music on the airwaves but organizers of a newest radio program continued to do so despite threats that is being carried-out to its correspondents and listeners as well.

As death may just come as well as accidents unannounced, insurance benefits protect you and your love one and your properties from all forms of threats and relieve you from incurring unnecessary financial obligations. As the old adage goes which does apply not only to the field of medicine, “An ounce of prevention is better than a pound of cure.”