There are a selection of frequent lies told to insurance firms in order to try and get a car cheap insurance quotation. The sad fact is that even if the insurance providers initially fall for these lies, odds are quite good that the real truth will be exposed eventually. This will most likely result in the termination of your policy and you will certainly not receive any money when you attempt to claim!
So what are some of the most frequently lies told?
Yes, Mr. Insurance Company, I am 26 years of age. Unfortunately a lot of insurance firms consider drivers under the age of 25 as high-risk clients. Numerous studies have shown that especially males between 18 and 25 often drive more recklessly on the road than older motorists. Secondly younger drivers don’t necessarily have a claim history, so the insurance company has no means of knowing if you’ll be a responsible driver or a racing-driver in training. If you’re considering using this lie just keep in mind that you will need to show your id document to process the insurance application, so you find yourself with a red face quite soon!
Yes, Mr. Insurance Company, my vehicle is closed up in a garage area during the night. Typically safety precautions such as a lock-up garage and proper secure fencing will lead to reduced premiums as crooks will need to put in more energy to get to your car and will hopefully rather go pay your neighbours a visit. But if the insurance carrier discovers that your vehicle actually sleeps outside on the pavement, they will certainly not give you cash to replace your stolen set of wheels!
Yes, Mr. Insurance Company, you can give me a car cheap insurance quotation, because my vehicle has a tracking system! Once again, if you don’t have such a system hooked up, don’t claim you have! Just imagine if you contact your insurance company because your car has been stolen and they follow up on why no one was able track your car with your tracking system. Just as before, the only little bit of money you might be receiving is taxi money so that the insurance provider can just get rid of you!
Yes, Mr. Insurance Company, my claim record is squeaky clean. This is wonderful. if it’s true! Several accidents in the past 2 yrs and 15 outstanding traffic fines don’t quite make you an insurance company’s favourite customer! Remember that they have access to earlier documents, so even though you can fabricate facts on your application form, the simple truth is just a couple of papers away!
Yes, Mr. Insurance Company, I’ve done an advanced driving course. Some insurance companies offer discounted premiums for clients who have attended advanced driving courses. Don’t pretend to be a safe and accountable motorist if you’ve never had a minute’s training other than your initial preparation for your driver’s license!
The bottom line is this: Don’t try to get a car cheap insurance quotation by lying – you could possibly just end up without a car and without your pride!