Most everyone these days are looking for ways to cut back on expenses. Fuel prices seem to be going through the roof, and cars and other vehicles is costing more and more, or so it seems. For those who are looking for an alternative way to travel from A to B, there are two-wheeled vehicles which seem to be fitting the bill. When looking for insurance for motor scooters, adding it on to existing car cover may be a better option. Scooter insurance is not very expensive but it could be made more economical by making the existing cover take it into account.

There are savings to be had in most covers, whether this is for a cycle or car, if the vehicle is kept in a safe place at night. Keeping the cycle locked away when not in use means that it is less likely to be stolen. The company then will be taking less of a risk so they can offer better premiums.

Those who do not claim anything from the company for several years will also attract a no claims bonus which could result in a hefty cut in premiums. People tend to guard this discount since just one claim could see the policy holder paying excessive amounts for cover over the next few years. Indeed, if the damage to the vehicle is small, some policy holders would rather pay for this amount for themselves instead of claiming for it. This makes sense in the long run since they will eventually get that money back in paying less to the company.

Those who are intent on getting one of these handy little machines should note that not all cycles are created equal. Imported models can come from far-flung places like China and these may not be the best quality. Make sure that they adhere to regulations in the destination country since some machines are not meant to be on the road. Rather, they are off-road entertainment vehicles only so would be totally unsuitable for cover by most companies who offer cover of this sort. This will all be checked so do not think that companies are not aware of machines and where they come from. Lies on application forms will render that cover null and void anyway so this is surely not the right way to build up a good relationship.

A word of warning here too; most companies which deal in this kind of product will have a unified database where all claims are registered. Merely swapping one company for another will not leave the history of that person behind. The company will be able to find any fraudulent claims and will sometimes refuse to give cover notes to those who are less than honest. Without adequate cover, the driver or rider is surely laying themselves open to civil suits which could see them being dragged to the courts and paying out vast sums of money to those who may be injured by them. Not a good scenario for sure!