You, as an investor, do not need to be wealthy to invest money, but you should be knowledgeable about the various investments and the strategies used to reach your goal. Many professional advisors advocate that money needed in the near future should be kept in savings accounts and short term certificate of deposits. These same advisors further advocate money not needed for many years to be invested in non liquid asset investments.

One of the many good things about Tax Certificates is the way they are paid back to the investor. Usually about 50% to 65% of all Tax Certificates are redeemed by the property owner during the first year. The property owner must pay the investor the original amount he/she paid for the Tax Certificate plus the stated interest rate of return (usually 15% to 18% annual percentage yield). Usually about 20% to 25% of the outstanding certificates are redeemed by the property owner during second year. The same conditions apply as that of the first year redemption — the property owner must pay the investor the original amount he/she paid for the Tax Certificate plus the stated interest rate of return (usually 15% to 18% annual percentage yield).