1. Start Today

Whatever your circumstances are right now step up and start doing something different from today. It is a common mistake to wait for when the time is right, or when you have some spare money you will start investing, as David Bach points out in his best selling book The Automatic Millionaire The Pay Yourself First Rule is the first rule to start implementing and the sooner you start the better.

Start investing at least 30 minutes a day of your time on raising your financial IQ and even if you have £1.00 a day right now to invest with just do it this habit alone has the power to transform your future.

2. Make It Your Mission To Move To The B/I Side Of The Cashflow Quadrant

If you are an employee right now looking to start your own business, good for you! It is one of the major decisions in life when you believe in yourself enough to throw away the stabilisers of having a nice safe pay check each month and step up to the fact that if you want to create the lifestyle of your dreams then becoming a business owner is definitely a step in the right direction.

Moving from being employed to self-employed is a big step for a lot of people but being self-employed in professions that rely on your expertise is still in many ways trading time for dollars. The goal is to aim at becoming a business owner / investor (the B/I side of the Cashflow Quadrant) where it is essential to acquire financial intelligence to get paid.

3. Manage Your Money Well And Aim At Keeping More Of It

There is a huge difference between the amount of money you earn and the amount of money you keep and the people who get really good at making more money and keeping more of it in general will create surpluses that will ultimately work for them. Setting a goal of having money work for you is a great investment goal but it can be really hard for people in this day and age to achieve.

The vast majority of people in the last decade or so have seen their surplus income diminish as their credit cards and loan payments have increased. Today’s economic times have the governments printing more money daily than ever before to try and deal with their own over borrowing and that is bad news for the consumer as commodities will need to keep rising to keep pace.

So a good place to start is to get back in control of budget and look for ways to INCREASE your income to create surpluses in addition to savings you can make.

4. Never Make Your Goal Getting Out Of Debt

If you put all your efforts into getting out of debt you are aiming at reaching zero in your bank account. Although there is a considerably amount of stress and suffering that goes with the territory, I am with Bob Proctor on this one..

If you are thinking about debt you will attract more of it to you the universe cannot determine between get into debt or get out of debt and the only way to deal with it is to meet it head on and set about paying it off each month at an affordable amount that leaves you:

A. In control of the whole situation if possible.

B. Leaves you with enough money to cover your essentials plus start building a contingency, investing in your education / personal development / start saving for a major purchase / giving a percentage to charity. Even if these amounts are small amounts again it is the habit that is important.

C. Allows for you to invest 10% of your gross earnings each and every month.

5. Make It A Goal To Build A Network Of Advisers Around You

Nobody can know everything, and you certainly cannot be an expert of all things so it makes sense to seek out and find specialists in their fields to assist in building your financial golden goose.

Personally given the High Street banks track record in recent years and the financial economic world crisis laden with trillions of debt and no growth we see around us today I certainly will not be listening to any politician or bank manager about what may or may not be a good investment vehicle for my money.

Once you seek out excellent people in the investing world such a Mike Maloney for example you will soon realise that the so called breaking news you hear today is old news that was predicted some time ago by real experts in their field, nicely side stepped and turned into a profit situation instead.

6. Be Open Minded To The Fact That You May Be Holding Yourself Back

As a female myself I am more than abundantly aware of how much the vast majority of women talk about their feelings whereas the vast majority of men talk about logical reasons why something is what it is.

So when it comes to investing you can imagine what kind of disconnect occurs all the time, in one extreme there are the savers and at the other extreme there are the spenders. So unless you address your feelings towards money and investing you are going to find a total imbalance when it comes to preparing a solid financial future.

In every situation in life you immediately rely on the files in your mind for a solution or a response. You can’t help yourself it is who you are and what is in your mind,,, and that is what is usually holding you back.

If you knew people were making 100% annual returns during this economy would you believe them?

Your mind would either be open to the possibility immediately or closed because the only thing on offer at your local bank is a 3% ISA.

The only thoughts you will ever have about money, investing and growing wealth are planted like seeds in your mind from experiences and people you have had or met up to this point in your life and the older you are.. usually the more you have! My grandson would have no issue in believing that 100% returns were possible because his mind is wide open to all possibilities.

Your decisions are based on what you believe is logical, sensible and appropriate for you at any one time.

What if the High Street offers are for the vast majority of people who are conditioned to believe what they have always been told is safe.

What if you are so sure you are right when it comes to handling money that anyone cannot possibly know any better!

The vital step is to change your awareness that you may just have a problem in the first place.

7.You Are The Full Deck Of Cards The One Who Holds All Four Aces

For a lot of people it is always somebody or something else’s fault, there are always factors in every decision to be considered but at the end of the day the decision making is always yours.

The aim of building your own financial golden goose is for you to leave a legacy and to help make the world a better place, you can never spend your financial golden goose, it is there to lay golden eggs and yes you can spend the golden eggs but only on cash-flow producing investments to continually build your net-worth and your legacy.