Understanding Insurance Policies

If you have hesitated to travel overseas for fear of getting ill or injured, you can now put your worries to rest. You no longer have to be concerned about exorbitant medical expenses or upfront payments.

Now there is medical insurance that protects you once you leave home. You can rely on the insurance to pay your bills if you become sick or injured in a foreign country. Once you’re enrolled it goes into effect from 15 days to 12 months depending on the policy you’ve selected.

There are policies with coverage from $50,000, $100,000, $250,000, $500,000, and even $1,000,000 up to choose from. The come with a variety of different options to suit your needs.

When you select basic coverage it covers routine medical check-ups, dental visits, and surgery. This type of policy doesn’t require medical exams and there is no age limit to use it. The only thing you need to have with you is a passport.

Some policies allow for emergency medical evacuations. This is when you need immediate attention or to be transferred to another hospital for treatment. This policy will keep you covered.

Say you traveled to a foreign country, became ill and received treatment there. If you were sent home to receive additional care, this policy would cover it. Emergency medical evacuation coverage provides insurance for a maximum of $100,000 in expenses.

If you become sick or injured and you require further care from family, then the emergency reunion policy will take care of your travel and lodging expenses up to $10,000.

In the unfortunate event that you die while in another country, a policy with an repatriation of remains clause will cover all the expenses of bringing your remains back to your home country. This can cover up to $20,000 in travel expenses.

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