Green insurance popularity is rising as we enter 2011, and currently there are 39 various services and products being offered by 22 different companies to green home owners and car owners. For people who have improved their homes and meets certain requirements, they could actually buy this kind of policy. Several who rebuild right after a loss have the choice of going green with the new structure thanks a lot to the monetary advantages. Green insurance likewise covers people who drive less since they also pollute less. Furthermore, they have the least of the risk on getting at risk of accidents.

Traditional types of insurance are getting forgotten because of the several reasons for choosing green type. Now, in case your home or car is green certified, you will automatically have a discount of up to 10 percent. You’ll have to pay slightly more for this kind of policy if you want to build a green home right after a property loss, but the 2 to 5% additional you will pay will be recouped over time thanks to the energy savings. This is actually the typical cost for coverage add-ons. This kind of add-on can make your house better built thus making it worth the cost.

Firms which offer this kind insurance plan vary by location, but they are becoming more common nationwide. The first company to provide this insurance plan was Fireman’s Fund which was in 2006, right after that were other firms following their footsteps. Travelers, Allstate, AIG/Lexington Insurance Company, Chubb and Zurich are only a few others you should look at. You might want to check out what discount rates are being provided along with these lines by getting in touch with your insurance company. You might be surprised that you do not need to change companies because they can give you the coverage you need at a price you like.

There are several green insurance policies being offered nowadays. Cars and properties are mostly the ones insured with these kinds of insurances. You are immediately eligible for a policy if you use geothermal, solar, or perhaps wind energy. Commercial policies of this type are also provided if you own a business that you would like to have covered in this way. As it does differ from one company to another, inquire your agent as he can best tell you what you could insure under this type of policy.