Do you need to get the best term insurance quote and don’t know where to get it? Your situation sounds very similar to mine. If you’re not an insurance professional there are many questions that you may have and you need the correct answer to them. There are two golden rules when it comes to buying or at least quoting out term life insurance or any insurance.

The first is you must compare apples to apples. There are many variations that can be made to any life insurance policy to customize it to fit an individuals needs. This is a good thing. Unfortunately this can also be used strictly to raise the premium so the agent makes more money off the sale.

Therefore you might see a cheap or expensive quote and think one is ripping you off. It’s simply a case of comparing apples to oranges.

The second rule is to get multiple quotes. To ensure that you cover all your bases you need to get multiple quotes from multiple companies. This will make sure that you don’t just jump at the first thing you see. If you follow these two golden rules you will guarantee that you have all the right information to make the right decision.

But how do you ensure that you get all the same quotes? It’s simple. You have to control what goes into the policy. Warning: To try and do this manually will take hours and be confusing to the average person trying to buy life insurance.