Protect up to 75% of your income in times of an eventuality such as accident, sickness and unemployment. If you have to protect your job or your income there are specialized insurance policies. You can make use of an unemployment policy to protect you when you are made redundant or unemployed.

By safeguarding a portion of your income, you are at least guaranteeing yourself of that amount. If you were to lose your job or were to fall ill, you may claim that portion of your income from the policy provider. You get up to 60 to 75% of your income until you resume back to work. In order to lower your insurance premiums, you must opt for a higher deferment period. This means, that you will have to wait for a month or two before you actually make a claim.

Enjoy income tax exemption by protecting yourself. With an assurity of income flow, you also enjoy tax benefits. Opt for a sound protective policy which encompasses most of your expenses when you are out of employment. ASU cover is a common term you may come across in most of the insurance policies. ASU stands for Accident Sickness Unemployment cover. Choose for a policy which offers protection against accident, sickness and unemployment.

Start planning your finances wisely and you can begin a secured future. Your future is in your own hands. Mould them properly, get a proper insurance cover. If you are uncertain about your job or are worried about the massive lay offs, then it is better to enroll yourself in an unemployment policy cover.