The most important thing to remember about getting an insurance quote is that it should never be in the singular. In other words, when you are looking for a quote you should always get more than one. This holds true for any kind of quote you are thinking of getting, not just insurance. Why, because it’s plain old common sense. Okay, okay, I know you’re expecting a more scientific explanation than that, so I’ll give you one – money. That’s right, that desirable lolly that we all need so much. Let’s face it, everyone needs money in today’s world, whether you are a monk or a millionaire. Sure, if you’re a millionaire you may not need any more money but you sure didn’t get where you are without it. Even monks need money these days; it takes money to paint a temple, believe it or not, and even holy men need to compare quotes to get the best price on paint.

But to get back to why you need more than one insurance quote, you need to get more than one because, otherwise, you’ll have nothing to compare your solitary quote with. How on earth will you be able to make an informed decision? Gone are the days before the Recession when people could say, “Screw it, let’s do it!” on the spur of the moment without any forethought. Before people got eco-friendly and ‘downsizing’ was a buzzword, it was OK to make mistakes with financial implications because everyone was on credit and there was more where that came from. Unfortunately, things got more than a little out of whack during the Excessive Eighties, and people forgot the meaning of words like ‘common sense’ and ‘restraint’ and ‘due care and attention’. Before Michael Jackson was king and Madonna was queen, everyone knew what these words meant, and in the context of quotes, they meant “Get three quotes”.

The difference between then and now is that it is so much easier to get an insurance quote nowadays. You no longer have to hunt insurance companies down to get quotes or employ a broker to do it for you. Insurance companies are practically throwing insurance at us these days and constantly advertise sweet insurance deals, complete with relevant phone numbers; via the media and getting hold of them is by no means hard. Then there is the internet, where insurance companies offer multiple quotes online. With all this assistance, it’s fall-off-a-log easy to get more than one quote, let alone six, seven or eight of them. And because saving money is tantamount to common sense in our post-recession society, it makes sense to save money by getting your insurance quotes yourself instead of using a broker. Having a number of quotes to compare can also save you money in the future because you can avoid accepting a quote that will result in expensive premiums. If you accept the first quote you get, you’ll never know whether you could have gotten a better deal or not. Furthermore, you can use the time and money you save by getting online quotes to pay a broker to advise you on the best quote out of all the quotes you’ve obtained.