Many people are unaware about the fact that not all storage facilities provide insurance for their customer’s vehicle. Furthermore they also mistakenly believe that their own vehicle insurance covers them while it is being stored.

When you rent a storage facility, you should make sure beforehand that whether they provide insurance for your RV. This is very important because nowadays illegal storage operations are rising in number and make false claims that your RV is perfectly safe while you leave it with them. It is very difficult for these businesses to get insurance from any insurance carrier. Many customers end up paying huge charges and fines when they get involved in illegal storage facilities. As economic situation is not stable, even many legal businesses have dropped their insurance coverage. Thus many customers get tangled up in such circumstances because they assume the insurance is covered.

There are many storage operators which have customer negligence clause in their normal insurance policies. This leaves the responsibility of the vehicle on the customer in such a way that they are required to ensure that their vehicle is safe in all circumstances. Therefore if you choose illegal storage facilities, you will have to sign waiver forms that contain such clauses. Therefore your insurance policy could decline coverage.

A good storage facility is one which should have liability insurance. This storage facility provides you with the option to park your RV, lock it and take the keys along with you. This is very similar to when you rent an apartment. If any damage is caused to the apartment, you will be responsible to cover the damages as you are using the property. Similarly if any damage is caused to your RV, it will be covered by liability insurance.

Another type of RV storage facility is also available which is just like indoor RV storage facilities. In such a situation you leave your RV along with keys with them. They then take possession of your vehicle. For all this to work it is important that they have garage keeper insurance. Garage keeper insurance is a policy which covers the replacement cost of the vehicles that are in the possession of the storage facility.