When we think about insurance, we usually think about how it effects our normal, daily lives. When we’re on vacation, the last thing we want to think about is insurance. However, sometimes the most important time to be familiar with your insurance company is while on vacation. Nothing can spoil a vacation faster than an accident that isn’t covered.

On a road trip, it’s important to understand your auto insurance. If you’ve driven from LA all the way to Yakima, insurance policies become more important. When your car gets hit, it’s not only important that it is covered and gets fixed, but you also need a way to get around without it. Will insurance cover a rental car? Some actually will.

If you have a boat and you’re heading out for a relaxing week on the lake, it’s important to be familiar with your boat insurance. Are you covered if another boat strikes yours, or if you strike a rock? You’re likely already spending quite a bit of money, and having to spend even more will quickly replace the fun in your vacation with stress.

Vacations frequently involve renting cars or recreational vehicles. Rental insurance is an absolute must. If you rent a boat and accidentally crash it, if you’re not insured, you have to pay for damages to a boat that isn’t even yours. Some rentals include insurance, and have it as an option. It’s important to make sure that either way, you are covered.

By figuring out all insurance related issues before a vacation, you can avoid worrying or talking about insurance while on your vacation, and that will make your vacation even more relaxing.